Just Listed 4BD, 3.5BA + HUGE BONUS LOFT in Otay Ranch Montecito! Open concept downstairs, Kitchen has Granite Counters w/Stainless appliances, large walk in Pantry, 1/2 bath w/direct access 2 car garage. Beautiful laminate flooring on the 1st & 3rd floors, the 2nd floor features the Primary Bed & 2nd & 3rd Beds, laundry room (Washer & Dryer conveys & like new), also a hall full bath has dual sinks w/shower-tub combo. The 3rd level has a huge Loft & the 4th Bed w/Full Bath. Top floor could easily be used for a 2nd family, in-laws or Office/Home Business. Plenty of room to BBQ in the large front porch. The Garage has a tankless water heater w/ceiling mounted racks for storage. Wonderful secured community pool.